It’s the end of the year! Do you know where your money is? December and January are the perfect months to look back at what you earned, saved and spent during the past year. Take some time to get your financial house in order at this time. How much have you saved? Whether you just […]
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What Rate of Return Am I Really Earning on My Money?
Nominal Return vs. Real Return If you’re like most people, you probably want to know what return of return you might expect before you invest. But to translate a given rate of return into actual income, or growth potential, you will need to understand the difference between nominal return, and real return. That difference can […]
What Rate of Return Should I Expect from Stocks?
That depends on many factors, including your time frame, and the types of stocks that are part of your portfolio. Many retirement planning calculators project a portfolio’s future value based on historical returns. However, please remember that past performance is not a guarantee of future results, and it is always good to question such assumptions. […]
Making the Most of Your 401(k) Plan
A 401(k) plan represents one of the most powerful retirement savings opportunities available today. If your employer offers a 401(k) plan, and you’re not participating in it, you are not taking advantage of one of the most efficient investments that can be used for retirement. Contribute As Much As Possible The more you can save for […]