Archive | Retirement

social security and financial planning

Facts About Social Security Benefits

It’s easy to take Social Security for granted when retirement is years away, but with 94% of the U.S. workforce covered by Social Security, it’s likely that this program will play a role in your financial future, perhaps even sooner than you think. Here are some facts and statistics from the Social Security Administration that […]

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senior couple in retirement

Are You Ready to Retire?

Here are some questions to ask yourself when deciding whether or not you are ready to retire. Is your nest egg adequate? It’s obvious, but the earlier you retire, the less time you’ll have to save, and the more years you’ll be living off of your retirement savings. The average American can expect to live […]

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financial news

What Rate of Return Should I Expect from Stocks?

That depends on many factors, including your time frame, and the types of stocks that are part of your portfolio. Many retirement planning calculators project a portfolio’s future value based on historical returns. However, please remember that past performance is not a guarantee of future results, and it is always good to question such assumptions. […]

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senior couple in retirement

Making the Most of Your 401(k) Plan

A 401(k) plan represents one of the most powerful retirement savings opportunities available today. If your employer offers a 401(k) plan, and you’re not participating in it, you are not taking advantage of one of the most efficient investments that can be used for retirement. Contribute As Much As Possible The more you can save for […]

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